Maternity Insurance

When it comes to coverage comprehensive maternity plan is subjected to cover almost all aspects of maternity care. If you are considering getting maternity insurance, you should have a clear understanding of the coverages they offer.

1. Prenatal Care

Prenatal care refers to the health care you get during pregnancy. According to the DHA law of 2013, the maximum copayment rate can be 10% for maternity covers. Eight prenatal appointments and three prenatal scans by the gynecologist are required to cover by the Insurance companies. To make sure both mother and baby are healthy it also covers basic blood tests and regular health check-ups too. Due to the enhanced maternity insurance law,  the provided prenatal coverage is much more than ever before.

Postnatal care covers post-delivery care and its related expenses until 30 days after delivery. Women with childbirth complications and post-pregnancy health issues can make use of this postnatal care.

3. Hospitalisation Expenses

During the final days of maternity, it’s common to get hospitalised and it could be more expensive too. This can be covered by maternity insurance under hospitalisation expenses.

4. Childbirth

Most maternity insurance plans cover the following during delivery. They are:

       a. Normal deliveries,

       b. C-sections,

       c. Terminations and Complications.

The plan coverage may include all expenses associated with a covered form of childbirth.

5. Newborn Expenses

In order to keep the insured families’ newborns healthy, Health Insurers offer newborn expenses cover and in this maternity insurance, the minimum tenure of newborn cover is 30 days from the date of birth.