Life Insurance – Individual / Group
Life Insurance protects you and your family against financial losses on account of unexpected circumstances & this reason alone should be enough to convince everyone to take life insurance.
Life is uncertain and none of us know what‘s going to happen next, whatever we may be faced with, it can be an accident, illness, or in the worst case death, Our goal is to help you prepare for the worst eventuality by providing advice on life assurance cover, which will give you the financial security that you and your family need.
There are two main type of life insurance, Term Life & Whole of life Insurance.
If you are looking for simple life insurance to protect your family or loved one financial future without an investment option choose term insurance. Term Insurance is a type of life insurance policy that covers a certain time period or a particular “term” of years. If the insured person dies during the specified period in the policy, a death benefit will be paid to the beneficiary if the policy is active. Term Insurance is more affordable, Along with life insurance, we can also add rider benefits like Critical Illness, Disability cover, etc.
Whole Life Cover
If you are looking to receive a cash value and want a lifetime solution choose whole of life insurance. Whole of life insurance a unit linked plan with an element of savings, investment and protection to it. It provides a pay-out, when an insured person expires no matter how old they are, as long as the premiums were paid and policy is active. It also covers Critical Illness, Terminal Illness, Disability etc.